Introduction |
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Legal vs. Financial Realities of Divorce |
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3 | (3) |
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Your Best Strategy: Think Financially---Act Legally |
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6 | (1) |
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Legal vs. Financial Stages of Divorce |
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6 | |
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Financial Realities No One Talks About |
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In Divorce, Everything Takes Longer and Costs More |
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2 | (1) |
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When You're Connected to Another Person Financially, You're at Risk |
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3 | (1) |
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The IRS Is Watching Your Divorce |
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3 | (1) |
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4 | (1) |
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5 | |
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Emotional Divorce: Managing the ``Money Crazies'' |
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Reduce Stress Whenever You Can |
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3 | (1) |
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3 | (1) |
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4 | (1) |
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Be Prepared for Bad Scenes |
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4 | (1) |
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Develop a Financially Focused Mental Attitude |
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5 | (1) |
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Avoid the ``All at Once'' Syndrome |
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5 | (1) |
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Manage the Ebb and Flow of Emotions |
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6 | (1) |
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Don't Let Financial Tasks Overwhelm You |
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7 | |
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The Hardest Part: Is My Marriage Really Over? |
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The Separation: What Happens When One Spouse Moves Out? |
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2 | (5) |
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Questions to Ask an Attorney |
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7 | |
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Closing the Books: What Do We Do With Joint Property? |
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2 | (5) |
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Questions to Ask an Attorney |
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7 | |
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Getting Help: To Whom Can I Turn? |
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Questions to Consider When Seeking Outside Help |
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1 | (2) |
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Selecting Professionals to Assist You |
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3 | |
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Financial Fact-Finding: What Must I Know and When Must I Know It? |
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Advice to the Terminally Disorganized |
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2 | (1) |
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If You Think Your Spouse May Be Hiding Assets |
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3 | (1) |
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Don't Forget the ``Easy-to-Forget'' Assets |
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4 | (2) |
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The W-2 and the Tax Return |
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6 | (3) |
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What About the Gifts You Gave Me? |
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9 | (1) |
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Financial Facts Checklist |
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9 | (1) |
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Questions to Ask An Attorney |
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9 | |
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Facing the Future: What Must I Plan For? |
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Major Upcoming Life Events |
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2 | (1) |
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Anticipated Financial Commitments |
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3 | (1) |
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Major Goals That Will Cost Money |
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3 | (1) |
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Where Does the Money Come From? |
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4 | |
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Protecting Against Risks to Life, Health, and Property |
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1 | (4) |
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Property and Estate Protection |
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5 | (1) |
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Questions to Ask Your Attorney |
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6 | |
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Taxes: How Do I File and Pay? |
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Get a Rough Estimate of Your Tax Bill |
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2 | (1) |
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What Status Can Be Used When Filing Tax Returns? |
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3 | (1) |
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When in Doubt, File Separately |
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4 | (2) |
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What to Know If You File Jointly |
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6 | (2) |
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Dividing the Joint Tax Liability---Or the Refund |
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8 | (1) |
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Tax Issues Involving Temporary Alimony or Child Support |
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9 | (1) |
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Get Your Tax Agreement in Writing |
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10 | (1) |
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Questions to Ask Your Tax Adviser |
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10 | |
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Property and Expenses: Who Owns and Who Owes What? |
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Who Owns What---Marital Property and the Laws of Your State |
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2 | (1) |
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Who Knows What---Using Legal Discovery |
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3 | (1) |
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Net Worth---What Do You Own and What Do You Owe? |
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4 | (7) |
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The Difference Between Assets and Income |
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11 | (2) |
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Cash Flow---Where Does the Money Go? |
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13 | (1) |
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Questions to Ask an Attorney |
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14 | |
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What Will Happen to the House? |
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Financial Versus Legal Realities |
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2 | (1) |
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The House---Keep It, Transfer It, or Sell It? Now or Later? |
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3 | (1) |
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Steps Toward Settling the House |
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4 | (16) |
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Questions to Ask an Attorney or Financial Adviser |
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20 | |
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Retirement Benefits: Who Gets What? |
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Understanding Retirement Plans |
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2 | (6) |
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Qualified Domestic Relations Orders |
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8 | (2) |
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The Legal Value of Your Retirement Plans |
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10 | (1) |
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The Financial Value of Your Retirement Plans |
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11 | (3) |
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Calculating the Financial Value of Plans |
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14 | (3) |
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Additional Financial Factors Affecting Retirement Plan Divisions |
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17 | (2) |
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The Division Decision: Now or in the Future? |
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19 | (3) |
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Questions to Ask an Attorney |
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22 | |
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Financial Investments: How Do We Divide the Portfolio Pie? |
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2 | (4) |
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6 | |
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Evaluating Employee Benefits and Stock Options |
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1 | (3) |
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Stock Options and Nonqualified Deferred Compensation Plans |
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4 | (5) |
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Questions to Ask an Attorney or Tax Specialist |
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9 | |
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How Will We Divide Debts? |
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General Rules on Who's Responsible for Debt |
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1 | (1) |
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If You Live in a Community Property State |
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2 | (1) |
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3 | (1) |
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Marital Debts and Bankruptcy |
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3 | (4) |
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Dividing Debts at Divorce |
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7 | (1) |
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Dividing Debts When There's Nothing to Fight Over |
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7 | (1) |
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Questions to Ask an Attorney |
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8 | (1) |
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8 | |
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Child Support and Alimony: What Might I Pay or Receive? |
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Child Support---Legal, Financial, and Emotional Realities |
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2 | (2) |
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4 | (12) |
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Alimony---Legal, Financial, and Emotional Realities |
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16 | (1) |
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17 | (10) |
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Questions to Ask an Attorney |
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27 | |
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Negotiating and Finalizing the Best Possible Settlement |
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Have You Done Your Financial Homework? |
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2 | (1) |
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Tallying Your Marital Balance Sheet |
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2 | (3) |
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How Are the Offers and Counteroffers Made? |
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5 | (2) |
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How Do You Finalize the Settlement? |
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7 | (1) |
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8 | |
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After the Divorce: How Do I Get From ``We'' to ``Me''? |
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How Do I Finish the Business of Divorce? |
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1 | (2) |
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Can I---Or My Ex-Spouse---Change the Settlement? |
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3 | (1) |
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What Do I Want to Do With My Life? |
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4 | (4) |
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If You Find a New Love, Protect Your Old Assets ... and Your Alimony |
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8 | (2) |
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How Can I Move Beyond the Divorce? |
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10 | |
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Appendix Resources Beyond the Book |
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1 | (1) |
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Lawyers and Typing Services |
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2 | (2) |
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4 | (1) |
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4 | (3) |
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Present Value Factors Table |
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7 | (3) |
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Future Value Factors Table |
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10 | (3) |
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List of Professional Advisers |
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13 | |