How to Win Your Personal Injury Claim
by Matthews, Joseph L.; Repa, Barbara Kate; Gima, Patricia; Repa, Barbara Kate; Gima, PatriciaFormat: Paperback
Pub. Date: 1999-12-01
Publisher(s): Nolo
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Summary
Armed with the right information, anyone can handle a personal injury claim without a lawyer. Attorney Joseph Matthews provides strategies for handling every stage of the insurance claim process including how to:- protect one's rights after an accident- evaluate what a claim is worth- handle a property damage claim- avoid insurance company run-arounds- obtain a full and fair settlement- save thousands in attorney fees.
Table of Contents
| Introduction: Who Can Use This Book? | |
| What Kinds of Claims Can You Handle Yourself? | p. 2 |
| How to Use This Book | p. 3 |
| Handling Your Personal Injury Claim | |
| Why You Can Handle Your Own Claim | p. 2 |
| When You Might Need a Lawyer | p. 5 |
| Whose Fault Is It? How Legal Responsibility Is Determined | |
| Basic Rules of Liability | p. 2 |
| Liability in Specific Types of Accidents | p. 8 |
| Frequently Asked Questions About Fault | p. 26 |
| Initial Steps in Settling Your Claim | |
| The First 72 Hours: Protecting Your Rights | p. 2 |
| Getting a Claim Started | p. 8 |
| Special Rules for Accidents Involving the Government | p. 18 |
| Frequently Asked Questions About the Steps to Settling a Claim | p. 28 |
| Understanding Insurance Coverage | |
| Motor Vehicle Insurance | p. 2 |
| Non-Vehicle Liability Insurance | p. 18 |
| Your Own Health Coverage and Accident Claims | p. 21 |
| No-Fault Laws: State Summaries | p. 23 |
| Frequently Asked Questions About Insurance Coverage | p. 27 |
| How Much Is Your Claim Worth? | |
| The Damages Formula | p. 3 |
| How Injuries Affect Compensation | p. 6 |
| Demonstrating Pain and Suffering | p. 10 |
| Lost Income | p. 16 |
| Property Damage | p. 17 |
| Arriving at a Final Compensation Figure | p. 17 |
| Examples of How Much Diffrent Claims Are Worth | p. 21 |
| Frequently Asked Questions About Claims and Coverage | p. 26 |
| Processing Your Claim | |
| Collecting Information | p. 2 |
| Preparing a Demand Letter | p. 10 |
| Sample Demand Letters | p. 18 |
| Frequently Asked Questions About the Claims Process | p. 37 |
| Property Damage Claims | |
| What Type of Claim to File | p. 2 |
| Amount of Compensation | p. 5 |
| Processing Your Claim | p. 7 |
| Negotiating a Settlement Amount | p. 10 |
| Frequently Asked Questions About Property Damage Claims | p. 15 |
| Negotiating A Settlement | |
| Adjusters: Who They Are and How They Work | p. 2 |
| How the Negotiation Process Works | p. 4 |
| What To Do When You Can't Get a Settlement | p. 20 |
| State Departments of Insurance | p. 28 |
| State Statutes of Limitations | p. 34 |
| Frequently Asked Questions About Negotiating a Settlement | p. 37 |
| Finalizing Your Settlement | |
| Confirming the Offer and Acceptance | p. 2 |
| Formal Settlement Document | p. 3 |
| What To Do If the Check Doesn't Arrive | p. 5 |
| Liens on Your Settlement Money | p. 6 |
| Taxes on Your Settlement Money | p. 8 |
| Frequently Asked Questions About Finalizing a Settlement | p. 8 |
| The Last Resorts: Lawyers, Arbitration and Courts | |
| Small Claims Court | p. 2 |
| Arbitration | p. 11 |
| Hiring a Lawyer | p. 23 |
| Frequently Asked Questions About Lawyers and Courts | p. 31 |
| Accident Claim Worksheet | |
| Table of Contents provided by Syndetics. All Rights Reserved. |
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