How to Win Your Personal Injury Claim

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Format: Paperback
Pub. Date: 2002-08-01
Publisher(s): Nolo
List Price: $29.99

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Summary

Armed with the right information, anyone can handle a personal injury claim without a lawyer. Attorney Joseph Matthews provides strategies for handling every stage of the insurance claim process including how to:- protect one's rights after an accident- evaluate what a claim is worth- handle a property damage claim- avoid insurance company run-arounds- obtain a full and fair settlement- save thousands in attorney fees.

Table of Contents

Introduction: Who Can Use This Book?
What Kinds of Claims Can You Handle Yourself?
2(1)
How to Use This Book
3
Handling Your Personal Injury Claim
Why You Often Can Handle Your Own Claim
2(3)
When You Might Need a Lawyer
5
Whose Fault Is It? How Legal Responsibility Is Determined
Basic Rules of Legal Responsibility
2(7)
Liability in Specific Types of Accidents
9(27)
Frequently Asked Questions about Fault
36
Initial Steps in Settling Your Claim
The First 72 Hours: Protecting Your Rights
2(7)
Getting a Claim Started
9(10)
Special Rules for Accidents Involving the Government
19(9)
Frequently Asked Questions About the Initial Steps to Settling a Claim
28
Understanding Insurance Coverage
Motor Vehicle Insurance
2(16)
Non-Vehicle Liability Insurance
18(4)
Your Own Health Coverage and Accident Claims
22(1)
No-Fault Laws: State Summaries
23(4)
Frequently Asked Questions about Insurance Coverage
27
How Much Is your Claim for Injuries Worth?
The Damages Formula
3(2)
How Injuries Affect Compensation
5(5)
Demonstrating Pain and Suffering
10(6)
Lost Income
16(1)
Property Damage
17(1)
Arriving At a Final Compensation Figure
17(4)
Examples of How Much Different Claims Are Worth
21(5)
Frequently Asked Questions About Claims and Coverage
26
Processing Your Claim
Collecting Information
2(11)
Preparing A Demand Letter
13(7)
Sample Demand Letters
20(19)
Frequently Asked Questions About the Claims Process
39
Property Damage Claims
What Type of Claim to File
2(3)
Amount of Compensation
5(2)
Processing Your Claim
7(3)
Negotiating A Settlement Amount
10(5)
Frequently Asked Questions About Property Damage Claims
15
Negotiating a Settlement
Adjusters: Who They are and How They Work
2(2)
How the Negotiation Process Works
4(16)
What to Do When You Can't Get A Settlement
20(7)
State Departments of Insurance
27(6)
State Statutes of Limitations
33(3)
Frequently Asked Questions about Negotiating a Settlement
36
Finalizing Your Settlement
Confirming the Offer and Acceptance
2(1)
Formal, Settlement Document
3(2)
What to do If the Check Doesn't Arrive
5(1)
Liens on Your Settlement Money
6(2)
Taxes on Your Settlement Money
8(1)
Frequently Asked Questions about Finalizing a Settlement
8
The Last Resorts: Lawyers, Arbitration and Courts
Small Claims Court
2(9)
Arbitration
11(10)
Hiring A Lawyer
21(8)
Frequently Asked Questions about Lawyers and Courts
29
Accident Claim Worksheet

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