Protecting What's Yours--Post 9-11

by Westhem, Andrews D.
Format: Paperback
Pub. Date: 2002-12-01
Publisher(s): Hara Pub Group
List Price: $21.95

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Summary

In Protecting What's Yours--Post 9-11, Andrew D. Westhem lays out a multi-faceted plan for protecting what is important in your life--your loved ones, your retirement, your health and safety. What happens, for examples, if you live "too long"? If you defer taxes on a home you leave to your children, will they have to sell it to pay the tax bill? How can you be sure that a court will uphold your prenuptial agreement? How do you make sure that the ex-spouse of your business partner doesn't end up owning half the company? What if you become incapacitated? What about lawsuits? What about crime? Must reading for anyone with substantial assets, Protecting What's Yours--Post 9-11 also contains helpful information for adults of any income level, and every age. It lists contact information for sources of information. Every chapter closes with a succinct summary and provides information for how to plan for maximum security in these uncertain times.

Table of Contents

Dedication i
Acknowledgments iii
Introduction: You Probably Have A Lot To Protect v
Part I --- Invest, Don't Gamble
1(44)
More Upside, Less Downside
3(12)
Reduce Investment Risk Without Sacrificing Growth Potential
Taking the ``Broke'' Out of Broker
15(8)
Trade Securities Without Being Trampled
Words From the Wise
23(8)
Getting the Most From Your Financial Advisor
Don't Get Tangled in Web Financial Scams
31(14)
Avoid Internet Investment Hucksters
Part II --- Street Smarts
45(40)
Home-Front Protection
47(16)
When Insuring Your House, Prepare For a Worst-Case Scenario
Crash-Proof Your Assets
63(12)
Put the Brakes on Auto Insurance Costs
Better Sweet Than Sour
75(10)
Don't Bite Into High-Priced Lemons
Part III --- The Company You Keep
85(24)
Greed Limits
87(8)
Keep Business Creditors From Your Personal Assets
Closing The Deal
95(8)
Lessons in Salesmanship -- Even If You're Not in Sales
Business Before Pleasure
103(6)
Treat Clients Well to Forestall Competitors' Tricks
Part IV --- Globetrotters' Winning Ways
109(24)
A World Without Worries
111(10)
Travel Insurance Can Trim the Fear Factor
Travel Alert
121(6)
Watch Your Wallet as Well as Your Baggage
Foreign Policies
127(6)
Take Precautions Along With Your Passport
Part V --- Care Packages
133(52)
Managing With Managed Care
135(10)
Protect Your Health Along With Your Bankbook
From Medicare to Medigap
145(10)
Why Uncle Sam's Health Insurance Needs Insurance
Dollars When You're Disabled
155(8)
Insurance Coverage to Keep You Paid Up, If You're Laid Up
Worst-Case Scenarios
163(8)
Long-Term Care Insurance Can Keep You From Spending Down and Out
Pleading Poverty
171(14)
What You --- And Your Parents --- Can Expect From Medicaid
Part VI --- Rx For a Richer Retirement
185(52)
Live Longer --- And Better
187(14)
Don't Run Out of Money Before You Run Out of Life
Safety First
201(10)
In Retirement, You May Prefer to Go Where the Action Isn't
Peace of the Action
211(10)
A Retirement Community Can Be a Hub as Well as a Haven
In Case of Incapacity
221(8)
Understanding the Need for an Understudy
Balance of Powers
229(8)
Plan For Incompetency, But Only if Necessary
Part VII --- Cover Your Anatomy
237(58)
Parasol Protection
239(4)
Umbrella Insurance Provides Shelter From Life's Storms
Double-Jointed
243(6)
To Get the Most From Your Assets, Know How To Hold 'Em
Cutting Your Losses
249(8)
Filing for Personal Bankruptcy Can Brighten Your Future
Discounted Dollars
257(8)
Cut Taxes, Shelter Assets, With a Family Limited Partnership
Out of Harm's Way
265(12)
Irrevocable Trusts Provide Shelter From Creditors, Tax Collectors
Oceans Away
277(8)
An Offshore Trust Can Keep You From Courting Trouble
Ultimate Protection
285(10)
How The Wealth Trust, Can Provide for You and Your Loved Ones
Part VIII --- Double Trouble
295(18)
Money Before Marriage
297(10)
All Must Be Fair in Love And Prenuptial Agreements
Split Decisions
307(6)
Break Up Without Going Broke
Part IX --- Happy Endings
313(30)
Life (And Death) Goes On
315(6)
With or Without Taxes, You Need an Estate Plan
Coverage Under Fire
321(14)
Life Insurance in Troubling Times
Death Tax Roulette
335(8)
How to Win at the Confusing Estate Tax Game
Part X --- Final Thought
343(12)
Eternal Vigilance
345(10)
For Yourself and Your Loved Ones, Keep Your Eyes Wide Open
Index 355

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